Terms and Conditions
Effective Date: 2025
Welcome to Happy 64th – By accessing or using our website, AI assistant, or any related services, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use our services.
1. Services Provided
Happy 64th offers informational services to help users better understand their Medicare options. These services include:
Access to the T65 AI Medicare Assistant
Personalized timelines and cost estimates
Educational resources and tools
Optional support from Medicare specialists (non-sales)
Note: We are not an insurance provider. All guidance is for informational purposes only.
2. 24/7 AI Assistant
Our T65 AI Assistant is available 24/7 to answer general Medicare questions and help you navigate your options. While highly accurate, AI-generated responses are not a substitute for legal, financial, or insurance advice from a licensed professional.
3. Privacy and Data Usage
We respect your privacy. By using our website and services, you agree to our Privacy Policy, which outlines how we collect, store, and use your data.
Your data will never be sold.
Communication preferences can be updated or canceled at any time.
You may receive Medicare reminders or tips only if you opt in.
For questions or data removal requests, contact: support@happy64th.com
4. Communication Consent
By submitting your information, you consent to receive:
Emails related to Medicare deadlines and educational tips (max 2/week)
Optional phone/text contact if you request specialist help or deadline alerts
You may opt out at any time.
5. No Sales Pressure Guarantee
We are educators, not insurance salespeople. You will never be pressured into making a decision. Our mission is to simplify Medicare, not sell plans.
6. Eligibility
Services are designed for individuals approaching age 65 and evaluating Medicare options. If you’re not eligible for Medicare, the information provided may not apply to your situation.
7. Disclaimers
Happy 64th does not guarantee enrollment outcomes or cost savings.
We do not provide legal or tax advice.
Information provided may vary based on state regulations and policy availability.
8. Limitation of Liability
Happy 64th is not liable for any decisions made based on AI responses or human interactions. Always verify with a licensed insurance agent before enrolling in a Medicare plan.
9. Intellectual Property
All content, tools, and AI interfaces are property of Happy 64th and may not be copied, redistributed, or resold without written permission.
10. Changes to Terms
We may update these Terms occasionally. Continued use of our services indicates acceptance of any changes. We recommend reviewing this page periodically.
11. Contact Us
For any questions about these Terms, please contact:
support@happy64th.com
(512) 575-2057
